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                    Disclosure

                    Guy Welsh is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4133791), DE, GA, IL, KY, MA, MD, NC, NJ, NM, NY, OH, OR, SD, TN, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

                    As a New York Life Agent, Guy Welsh is licensed and authorized to offer insurance in California, but Empower Financial Group LLC may not be. For additional information on California licensure status, please click here.

                    Guy Welsh is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1 S Church Ave Ste 2200, Tucson, AZ, 85701. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, GA, IL, KY, NC, NY, OR, SD, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                    Stephanie Kidder is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0K29730), GA, IL, KY, NC, NV, NY, OH, OR, PA, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

                    As a New York Life Agent, Stephanie Kidder is licensed and authorized to offer insurance in California, but Empower Financial Group LLC may not be. For additional information on California licensure status, please click here.

                    Stephanie Kidder is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1 S Church Ave Ste 2200, Tucson, AZ, 85701, 520-620-5325. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, GA, KY, NC, OH, OR, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                    Empower Financial Group LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                    Neither Empower Financial Group LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                    For more information about NYLIFE Securities LLC and its investment professionals.

                    Click here
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